Ghana × China · Live Corridor

Pay your
Chinese
supplier
in minutes.

KantaMoni moves GHS from your phone to your supplier's Alipay or WeChat Pay — same day. No bank visits. No agents. No hidden fees.

Bank-secured
Same-day settlement
2% flat fee
Calculate your transfer
You send
🇬🇭 GHS
Rate: 1 GHS = 0.5148 CNY Live
Supplier receives
🇨🇳 CNY
Transfer fee (2%) GHS 15.00
Total charged GHS 1,015.00
No hidden charges · Rate locked at confirmation
🇬🇭 Ghana 🇨🇳 China ⚡ Same-day settlement 💳 Alipay · WeChat Pay · Bank Transfer 🔒 Bank-secured collection 📱 Works on any phone · No app store needed 💱 Live FX rates · No spread markups 🇬🇭 Ghana 🇨🇳 China ⚡ Same-day settlement 💳 Alipay · WeChat Pay · Bank Transfer 🔒 Bank-secured collection 📱 Works on any phone · No app store needed 💱 Live FX rates · No spread markups

Three steps.
Your supplier is paid.

No bank visits. No agents. No waiting. Just open the app, confirm the amount, and KantaMoni handles the rest.

🇬🇭
Ghana
You send GHS
Same Day
KantaMoni
Secure corridor
Confirmed
🇨🇳
China
Supplier receives CNY
01

Enter amount & supplier

Type the GHS amount. Select your saved Chinese supplier or add a new one — Alipay ID, WeChat Pay, or bank account. The live CNY equivalent updates instantly.

02

Confirm & pay via MoMo or bank

Approve the payment using MTN MoMo or your bank. KantaMoni holds your GHS securely — we only release it once CNY delivery is confirmed on the other side.

03

Supplier confirmed, you're done

Your Chinese supplier receives CNY in their Alipay or WeChat Pay. You get an SMS confirmation with a transaction reference. Same day, every time.

GHS 0
Pilot launching soon
2%
Flat fee — no surprises
< 24h
Settlement time
0 hidden
Hidden fees or charges

Built for Ghana–China
traders. Nobody else.

Every feature exists because a trader needed it. Not because a product manager put it on a roadmap.

Escrow-secured payments

Your GHS is held securely until we confirm CNY has landed with your supplier. If delivery fails for any reason, your money is returned in full — no questions asked.

Live GHS/CNY exchange rate

No hidden spread. No rate manipulation. The rate you see is the rate you get, locked the moment you confirm your transaction.

Alipay, WeChat Pay & bank transfer

Your supplier receives CNY however they prefer — Alipay, WeChat Pay, UnionPay, or direct Chinese bank transfer. Add once, pay forever.

24/7 WhatsApp support

Real humans, not bots. If your payment is stuck or you have a question about a transaction, we respond on WhatsApp — day or night, weekday or weekend.

No app store required

KantaMoni is a Progressive Web App. Open app.kantamoni.com in your browser, add to your home screen, and you're ready. Works on any iPhone or Android.

Full transaction history & receipts

Every payment is recorded with a unique reference, timestamp, FX rate, and delivery confirmation. Forward receipts directly to your supplier or accountant.

Built on trusted
financial rails

💳
Payaza
🔒
Bank-Secured Collection
☁️
Supabase
🇺🇸
Delaware LLC

What Ghana's importers say

★★★★★
"Finally a way to pay my Guangzhou supplier without going to Forex Bureau. Sent GHS 8,000 and they confirmed receipt the same afternoon."
KA
Kofi A.
Textile importer · Accra
★★★★★
"I was skeptical at first but the money went through fast. The rate was better than what the bureau was offering and the fee is very fair."
AB
Abena B.
Electronics trader · Kumasi
★★★★★
"My supplier in Yiwu received the CNY on WeChat Pay same day. This is exactly what we needed for our import business."
EO
Emmanuel O.
General goods importer · Tema

On your phone in
30 seconds. No App Store.

KantaMoni is a Progressive Web App. It installs directly from your browser and works exactly like a native app — offline support, home screen icon, push notifications.

🍎
iPhone
Safari browser
1
Open app.kantamoni.com in Safari
2
Tap the Share button (box with arrow ↑) at the bottom
3
Scroll down and tap "Add to Home Screen"
KantaMoni appears on your home screen
🤖
Android
Chrome browser
1
Open app.kantamoni.com in Chrome
2
Tap the menu (⋮) at the top right
3
Tap "Add to Home Screen" or the install banner
KantaMoni installs automatically

Questions answered

How long does a payment take?
+
Payments initiated before 2pm Ghana time settle same day. Payments after 2pm settle by the next business day. You and your supplier both receive confirmation SMS when CNY is delivered.
What is the fee?
+
KantaMoni charges a flat 2% of the GHS amount sent. There are no hidden charges, no spread markups, and no receiving fees on the China side. The total is shown before you confirm.
How does my supplier receive the money?
+
Your supplier can receive CNY via Alipay, WeChat Pay, UnionPay, or direct Chinese bank transfer. You save their payment details once in the app — no need to re-enter them for repeat payments.
What if my payment doesn't go through?
+
KantaMoni holds your GHS in escrow until CNY delivery is confirmed. If for any reason delivery fails, your full GHS amount is returned within 3 business days. Your money is never at risk.
What are the transaction limits?
+
Standard accounts: GHS 20,000 per transaction, GHS 50,000 per day. Verify your Ghana Card in the app to unlock GHS 50,000 per transaction and GHS 200,000 per day.
Do I need to download an app?
+
No App Store or Play Store required. Open app.kantamoni.com in Safari or Chrome, tap "Add to Home Screen", and KantaMoni installs as a full app on your phone. Works on iPhone and Android.

Ready to pay your
Chinese supplier?

Open an account in 2 minutes. Verify your number. Start sending — no paperwork, no bank visit, no waiting.

🔒 Bank-secured
⚡ Same-day
💳 2% flat fee
📱 No app store